Other Plans
Future Generali Flexi Online Term Plan
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
A. Basic Cover : Offers a lump sum payout on your death
B. Income Protection : Offers a monthly income on your death till such time you would have turned 60 or for 10 years whichever is higher.
Benefits:
fjrigjwwe9r3SDPrivInsuProd:Benefits
- Longer Protection:
Provides life cover up to the age of 75 years
Lower Premium Rates For Women
- High Sum Assured Discount
Discount in premium rate in case you opt for a Higher Sum Assured
Tax Benefits
- Free Look period:
In case you disagree with any of the terms and conditions of the policy, you can return the policy to the company within 15 days
- Grace Period:
You get a grace period of 30 days if you have opted for annual premium payment or 15 days if you have opted for monthly premium payment from the premium due date to pay your missed premium.
- Tax Benefits
The Premium(s) paid by you are eligible for tax benefits as may be available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable.
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility
Parameter
|
Criterion
|
Basic Life Cover
|
Income Protection
|
Entry Age (as on last birthday)
|
18 - 55 years
|
25 - 55 years
|
Maturity Age
|
Minimum:
|
28 years
|
Minimum:
|
45 years
|
Maximum:
|
Smoker: 65 years Non – Smoker: 75 years
|
Maximum:
|
65 years
|
Policy Term
|
Minimum:
|
10 years
|
Minimum:
|
10 years (subject to minimum maturity age of 45 years)
|
Maximum:
|
Smoker: 65 years minus Entry Age Non-smoker: 75 years minus Entry Age
|
Maximum:
|
65 years minus Entry Age
|
Sum Assured
|
Plan Option
|
Minimum
|
Maximum
|
Basic Life Cover
|
Rs. 50,00,000
|
No Limit
|
|
|
Age at Entry
|
Minimum Monthly Amount
|
Maximum Monthly Amount
|
Fixed Income Protection
|
25-43
|
Rs.25,000
|
No Limit
|
44-48
|
Rs.35,000
|
49-55
|
Rs.42,000
|
Increasing Income Protection
|
25-48
|
Rs.25,000
|
49-55
|
Rs.30,000
|
|
Premium Payment Term
|
Equal to the Policy Term for all options
|
Premium Payment Frequency
|
Annual and Monthly
|