Wealth Plans
MetLife Mera Wealth Plan
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
A unit- linked wealth and savings plan that enables you to create a financial blueprint for your goals at every stage in life. PNB MetLife's Unit Linked Insurance Plans or ULIP helps you achieve your financial goals along with a life insurance cover for the financial security of your loved ones.
Features:
fjrigjwwe9r3SDPrivInsuProd:Features
- Create your own wealth plan
- Self-managed and systematic transfer options
- Loyalty additions from 6th year
- Life cover for the entire policy term
Benefits:
fjrigjwwe9r3SDPrivInsuProd:Benefits
fiogf49gjkf0d
- Select the duration of premium payment - Single Pay, 5 Pay, 10 Pay or Regular Pay
- Choose between two plan options - Premier or Online
- In the event of death of the life assured, the nominee will receive the death benefit which will be higher of the following :
1) Fund value
2) Sum assured less partial withdrawals
3) 105% of total premiums paid excluding service tax
- Get Loyalty Additions every year from end of 6th policy year till maturity for both premier and online options, provided your policy is in force and all due premiums till date
have been paid
- On survival of the Life Assured till the end of the policy term, total fund value is payable
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility
Premium Payment Type |
Single Pay |
5 Pay |
10 Pay |
Regular Pay |
Premium Payment
Term (years) |
Single premium |
5 |
10 |
Same as policy term |
Minimum Policy
Term (years) |
10 |
10 |
11 |
10 |
Maximum Policy
Term (years) |
20 |
20 |
30 |
30 |
Minimum Age
at entry (years)* |
0 (30 days) |
0(30 days) |
0(30 days) |
0(30 days) |
Maximum Age
at entry (years) |
60/td>
| 54 |
60(policy term<= 25 years),
55 (policy term>25 years) |
60 |
Annualized Premium (Rs.) |
5,000 |
No limit, subject to maximum Sum Assured |
18 |
65 |
Minimum age
at maturity (years) |
18 years |
18 years |
18 years |
18 years |
Maximum age
at maturity (years) |
80 |
74 |
80 |
80 |
Minimum Annualized
Premium (Rs) (PREMIER) |
100,000 |
100,000 |
24,000 |
24,000 |
Minimum Annualized
Premium (Rs) (ONLINE) |
100,000 |
30,000 |
24,000 |
24,000 |