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Future Smart Plan (ULIP)
Synopsis:
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As a parent you want to be the pillar of strength and support for your child, making sure that his/her future plans remain undisturbed even when you are not around.Benefits:
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- Death Benefits
- Maturity Benefit
- At the end of the Policy Term, you will receive the Fund Value that you can use to fulfill your dreams for your child.
- Premium Options
- There are attractive discounts on premium allocation charge in case you choose to pay renewal premiums through ECS/Standing Instructions.
Highlights:
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- Fund Switching: You can switch some or all of your investments from one fund to another, any number of times. The minimum amount that you can switch is ` 10,000.
- Premium Redirection: You can modify the allocation of future premiums once in a policy year. The revised allocation proportion will apply to your subsequent premiums.
- Partial Withdrawal: You can make partial withdrawal for any unforeseen contingency, from the 6th policy year. The minimum amount that you can withdraw is ` 10,000 and the maximum is such that the Fund Value after withdrawal does not fall below 120% of the annual premium.
- Change in Sum Assured: You can increase or decrease your Sum Assured from the 6th policy year, provided all due premiums are paid. This facility is available once every year subject to maximum of 3 times during the Policy Term. There will be no change in your annual premium as a result of change in Sum Assured.
- Auto Fund Rebalancing: This option helps you maintain your investments in your preferred proportion across funds irrespective of market movements.
- Safety Switch Option: This option enables you to potentially lock in your gains by moving your funds systematically to a relatively low risk Liquid Fund in the last 4 years.
Eligibility:
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| Eligibility Criteria | Minimum | Maximum |
| Entry age (Life Assured) | 18 years | 60 years |
| Child (Beneficiary at proposal stage) should be less than 18 years | ||
| Policy Term | 10, 15, 20 or 25 years | |
| Premium Payment Term | 10 years | 25 years |
| Annual Premium |
25,000 (50,000 for policy term of 10 years) |
No Limit |
| Sum Assured |
For ages below 45: • 10,15,20 years term: 10 x annual premium • 25 years term: 12.5 x annual premium For ages 45 & above: 7 x annual premium |
No maximum limit, subject to underwriting |
Disclaimer of Warranties
You expressly agree the use of the service is at your sole risk. The service is provided on an "as is" and "as available" basis. www.mondialmmx.com expressly disclams all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement . www.mondialmmx.com makes no warranty the services will meet your requirements, or the services will be uninterrupted, timely, secure, or error free. Nor does www.mondialmmx.com make any warranty as to the results that may be obtained through the service or that defects in the software will be corrected. You understand and agree any material and/ or data downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you will be solely responsible for any damage to your computer systems or loss of data that results from the download of such material and/ or data. www.mondialmmx.com makes no warranty regarding any goods or services purchased or obtained through the service or any transactions entered into through the service. No advice or information, whether oral or written, which you obtain from www.mondialmmx.com or through the service shall create any warranty not expressly made herein.
You acknowledge that www.mondialmmx.com site may contain links to other web sites operated by third parties ("linked sites"). You acknowledge that, when you click on a link to visit a linked site, a frame may appear that contains the www.mondialmmx.com logo, advertisements and/ or other content selected by www.mondialmmx.com. You acknowledge that www.mondialmmx.com and its sponsors neither endorse nor are affiliated with the linked site or any link contained in a link site, or any changes or updates to such sites. You also acknowledge that www.mondialmmx.com is providing these links to you only as a convenience.
www.mondialmmx.com does not endorse in anyway any advertisers/ contents of advertisers on its webpages. Please therefore verify the veracity of all information on your own before undertaking reliance and actioning thereupon. www.mondialmmx.com shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisement.
Privacy Policy
This site is the responsibility of www.mondialmmx.com
We want you to
What Information is, or may be, collected from you?
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
We may collect the following personally identifiable information about you:
Who collects the information?
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
We use contact information internally to:
Generally, we use anonymous traffic information to:
With whom will your information be shared?
We will not disclose any of your personally identifiable information to third parties unless:
We will not use your financial information for any purpose other than to provide services to you.
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
We want you to
- feel comfortable using our web sites
- feel secure submitting information to us
- contact us with your questions or concerns about privacy on this site
- know that by using our site you are consenting to the collection of certain data
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
- web server and stored on your hard drive
- an IP address, assigned to the computer which you use
- the domain server through which you access our service
- the type of computer you're using
- the type of web browser you're using
- name
- email address
- ZIP/Postal code
- demographic profile (like your age, gender,occupation and education);
- financial information (like annual income or insurance policy number); and
- opinions of features on our websites.
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
- help us provide personalized features
- tailor our sites to your interest
- get in touch with you when necessary
- direct our efforts for product improvement
- contact you as a survey respondent
- notify you if you win any contest; and
- send you promotional materials
- remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
- recognize your access privileges to our Web sites
- make sure that you don't see the same ad repeatedly
- help diagnose problems with our server
- administer our Web sites
- track your session so that we can understand better how people use our sites
We will not disclose any of your personally identifiable information to third parties unless:
- we have your permission
- special circumstances such as compliance with legal authorities
- require disclosure
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
Disclaimer of Warranties
You expressly agree the use of the service is at your sole risk. The service is provided on an "as is" and "as available" basis. www.mondialmmx.com expressly disclams all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement . www.mondialmmx.com makes no warranty the services will meet your requirements, or the services will be uninterrupted, timely, secure, or error free. Nor does www.mondialmmx.com make any warranty as to the results that may be obtained through the service or that defects in the software will be corrected. You understand and agree any material and/ or data downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you will be solely responsible for any damage to your computer systems or loss of data that results from the download of such material and/ or data. www.mondialmmx.com makes no warranty regarding any goods or services purchased or obtained through the service or any transactions entered into through the service. No advice or information, whether oral or written, which you obtain from www.mondialmmx.com or through the service shall create any warranty not expressly made herein.
You acknowledge that www.mondialmmx.com site may contain links to other web sites operated by third parties ("linked sites"). You acknowledge that, when you click on a link to visit a linked site, a frame may appear that contains the www.mondialmmx.com logo, advertisements and/ or other content selected by www.mondialmmx.com. You acknowledge that www.mondialmmx.com and its sponsors neither endorse nor are affiliated with the linked site or any link contained in a link site, or any changes or updates to such sites. You also acknowledge that www.mondialmmx.com is providing these links to you only as a convenience.
www.mondialmmx.com does not endorse in anyway any advertisers/ contents of advertisers on its webpages. Please therefore verify the veracity of all information on your own before undertaking reliance and actioning thereupon. www.mondialmmx.com shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisement.
Privacy Policy
This site is the responsibility of www.mondialmmx.com
We want you to
What Information is, or may be, collected from you?
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
We may collect the following personally identifiable information about you:
Who collects the information?
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
We use contact information internally to:
Generally, we use anonymous traffic information to:
With whom will your information be shared?
We will not disclose any of your personally identifiable information to third parties unless:
We will not use your financial information for any purpose other than to provide services to you.
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
We want you to
- feel comfortable using our web sites
- feel secure submitting information to us
- contact us with your questions or concerns about privacy on this site
- know that by using our site you are consenting to the collection of certain data
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
- web server and stored on your hard drive
- an IP address, assigned to the computer which you use
- the domain server through which you access our service
- the type of computer you're using
- the type of web browser you're using
- name
- email address
- ZIP/Postal code
- demographic profile (like your age, gender,occupation and education);
- financial information (like annual income or insurance policy number); and
- opinions of features on our websites.
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
- help us provide personalized features
- tailor our sites to your interest
- get in touch with you when necessary
- direct our efforts for product improvement
- contact you as a survey respondent
- notify you if you win any contest; and
- send you promotional materials
- remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
- recognize your access privileges to our Web sites
- make sure that you don't see the same ad repeatedly
- help diagnose problems with our server
- administer our Web sites
- track your session so that we can understand better how people use our sites
We will not disclose any of your personally identifiable information to third parties unless:
- we have your permission
- special circumstances such as compliance with legal authorities
- require disclosure
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
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