Benefits:
Eligibility Criteria | Minimum | Maximum |
Entry age (Life Assured) | 7 years | 60 years |
Maximum Maturity Age | 80 years | |
Policy Term | 20 years (fixed) | |
Premium Payment Term | 10 years | 20 years |
Annual Premium | 25,000 | No Limit |
Sum Assured For ages below 45 years | No maximum limit, subject to underwriting | 10 X Annual Premium For ages 45 years to 60 years: 7 X Annual premium |
Flexible Premium Payment Term | You can choose a Premium Paying Term (10 years or more) to suit your earning capacity and your life stage | |
Choose your Life Cover | You have the flexibility to choose your Life Cover based on your protection needs. | |
Switching/Premium Redirection | You can actively manage your investments by switching your money from one fund to another and through redirection of premiums. | |
Partial Withdrawals | You can easily withdraw money from your fund in case of financial emergency through partial withdrawals, after 5 years. | |
Increase/Decrease of Sum Assured | You can choose from a range of life cover as per your protection needs. Also you have the flexibility to increase or reduce your Sum Assured, depending upon your changing needs. |
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