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Product Information
Saving And Investment Plans AAYUSHMAAN
Synopsis:
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A Non-linked Deferred Participating Plan.

Features:

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  • Choose the Basic Sum Assured – This is the minimum corpus you would like to receive as per your needs on survival till the end of the policy term.
  • Choose the Policy Term – depending on when you want to receive your maturity benefit.
  • Your premium amount will be based on the Basic Sum Assured, Policy Term, and your age at entry. High Sum Assured rebate will be applicable depending on Basic Sum Assured chosen.
  • You have the option to pay your premiums regularly throughout the Policy Term of 15, 20, 25 and 30 years through Annual, half-yearly, quarterly or monthly modes.
  • On survival till the end of the Policy Term, you will receive the Maturity benefit#. After payment of Maturity Benefit, an extended life cover equal to Basic Sum Assured will be provided for the remaining lifetime.

Benefits:

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  • Lifelong Protection
  • Lump Sum Benefit on survival at the end of Policy Term
  • Guaranteed Additions and Bonus to augment plan benefits
  • Riders for additional financial protection
Eligibility:
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Age at Entry Minimum: 18 years (last birthday) Maximum: 50 years (last birthday) (subject to the maximum age at the end of Policy Term being 70 years last birthday)
Maximum Maturity Age 70 years (last birthday)
Policy Term Fixed Policy term of 15, 20, 25 and 30 years.
Premium Paying Term Premium Paying Term is equal to the Policy Term
Basic Sum Assured Minimum: Rs.1,50,000 • Maximum: Rs.100 crores^ Basic Sum Assured should be in multiple of 1000
Premium Payment Modes Annual, Half-Yearly, Quarterly or Monthly Modes (for Monthly Mode, through ECS/SI only)