Saving And Investment Plans
DHFL Pramerica Smart Cash Protect
Synopsis:
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DHFL Pramerica Smart Cash Protect is a participating endowment cum insurance plan. It is an all-in-one plan that has been designed to take care of your regular as well as long term expenses. This plan provides a regular stream of income in the form of annual cash benefits in addition to lump sum payouts .
Features:
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- Survival Benefit Reversionary Bonus accrued during the initial 15 years paid at the end of the 15th Policy year
- Guaranteed Income Get Annual Payout equal to 6% of the Sum Assured from the 16th policy year onwards until the end of the policy or death, whichever is earlier
- Bonus Income In addition to Guaranteed Income, get Additional annual payout of bonus income every year from the 16th Policy year and onwards until death or maturity whichever is earlier
- Maturity Benefit 50% of the Sum Assured plus Final Bonus (if any)
- Limited Premium Payment options of 12, 15 or 20 years based on your savings horizon
Benefits:
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- Death Benefit
- Survival Benefit
- Bonus Income
- Guaranteed Income
- Maturity Benefit
- Final Bonus (if any)
Highlights:
fjrigjwwe9r3SDPrivInsuProd:Highlights
- To create a corpus for important milestones such as your retirement and to take care of recurring expenses
- To ensure that your family remains financially independent and their dreams continue to be fulfilled
Eligibility:
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Age at entry |
|
12 Years |
15 Years |
20 Years |
|
Minimum |
23 Years |
20 Years |
18 Years |
|
Maximum |
55 Years |
55 Years |
50 Years |
Policy Term |
|
70 – Age at entry |
75 – Age at entry |
85 – Age at entry |
Policy Term – Minimum |
|
30 years |
35 years |
40 years |
Policy Term – Maximum |
|
47 years |
55 years |
67 years |
Maximum Maturity Age |
|
85 years |
90 years |
90 years |
Premium Paying Term |
|
12 Years |
15 Years |
20 Years |
Premium Paying Mode |
Annual, Semi - Annual and Monthly |
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Minimum Premium |
12,000 |
|
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Maximum Premium |
No limit subject to underwriting |
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|
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Minimum Sum Assured |
1,25,000 |
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Maximum Sum Assured |
No limit subject to underwriting |
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