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Product Information
Saving And Investment Plans DHFL Pramerica Aajeevan Samriddhi
Synopsis:
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DHFL Pramerica Aajeevan Samriddhi is a whole life participating insurance cum savings plan. It provides financial protection till your 99th year of age along with a corpus at age 65, so that you can provision for your post retirement expenses.

Features:

fjrigjwwe9r3SDPrivInsuProd:Features
  • Whole Life Cover till you are 99 years of age, irrespective of your age at the time of policy inception
  • Increasing Protection where death benefit increases to keep pace with your age to account for increasing family responsibilities
  • Wealth Accumulation:
  • Guaranteed Additions are accrued for initial 5 years of the policy
  • Bonus accrue from the 6th year of the policy till Policyholder attains age 65
  • Survival Benefit comprising of Accrued Reversionary Bonuses and accrued Annual Guaranteed Additions are paid at age 65
  • Maturity Benefit comprising Basic Sum Assured and Final Bonus payable at age 99.
  • Convenient Premium payment option of 15 or 20 years for a protection till age 99.

Benefits:

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  • Death Benefit:
  • Survival Benefit
  • Maturity Benefit:
  • Guaranteed Additions
  • Bonuses payable

Highlights:

fjrigjwwe9r3SDPrivInsuProd:Highlights
  • To ensure that your family remains financially protected throughout your lifetime and even after your life
  • To provision for your post retirement expenses
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility
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Age at entry Minimum Maximum
8 years PPT 15 Years: 50 years
PPT 20 Years: 45 years
Maximum Maturity Age 99 years
Policy Term (99 – Entry Age) in completed years
Premium Paying Term 15 and 20 Years
Premium Paying Mode Yearly, Half-Yearly and Monthly
Minimum Premium 5,500 (Yearly)
Maximum Premium Depends on the chosen basic sum assured, age at entry and premium payment term
Minimum Basic Sum Assured 75,000
Maximum Basic Sum Assured No limit subject to underwriting